Mukhyamantri Mahila Kalyan Yojana Gujarat
Mukhyamantri Mahila Kalyan Yojana [Zero Per Cent Interest Rate Loan Scheme For Women In Gujarat]
Gujarat government has today announced ‘Mukhyamantri Mahila Kalyan Yojana’, under which more than 10 lakh women will be given loan at zero per cent interest rate. This Yojana will be launched by State Chief Minister Vijay Rupani on 17 September which is the birthday of Prime Minister Narendra Modi. The State government has allocated Rs. 175 crore budget for this scheme.
Mukhyamantri Mahila Kalyan Yojana Gujarat
The State government will sign Memorandum of Understanding (MoU) with banks and bear interest of bank loan under this scheme. Stamp duty for loan under this scheme will be waived off.
Gujarat Mukhyamantri Mahila Kalyan Yojana 2020-21
CM Vijay Rupani has announced Mukhyamantri Mahila Utkarsh Yojana (MMUY) to be launched on 17 September 2020, birthday of PM Narendra Modi. In this scheme, govt. will provide interest-free loans to women’s self help groups (SHGs) in the state. Gujarat Mukhyamanatri Mahila Kalyan (Utkarsh) Yojana will benefit around 2.51 sakhi mandals registered in rural areas and 24,000 sakhi mandals registered in urban areas. These women SHGs will be eligible for Mukhya Mantri Kalyan Yojana if they have repaid any bank loan taken or other borrowing.
Gujarat Mukhyamantri Mahila Kalyan (Utkarsh) Yojana 2020 – Interest Free Loans to Women SHGs
Lending to JLEG in Gujarat Mukhyamantri Mahila Utkarsh Yojana
The Gujarat government is planning to provide total lending upto Rs. 1,000 crore to groups to be registered as joint liability and earning group (JLEG). In the post-Covid socio-economic life style of the state, the government is committed to have women play a key role. The state govt. is planning to provide interest-free loans to 10 lakh women across the state under the new scheme.
Under the MMUY, 50,000 JLEGs will be formed in urban areas and 50,000 such groups will also be formed in rural areas. Each group will have 10 women members in it and these groups will be given interest-free loans by the government. The interest amount will be borne by the state government. The government has also decided to waive the stamp duty charges for the loans to be given to these women groups.
Mukhyamantri Mahila Utkarsh Yojana Gujarat
महिलाओं को मिलेगा बिना ब्याज का लोन, घर से शुरू कर सकेंगी रोजगार
Around 2.75 lakh sakhi mandals registered in rural areas and urban areas will be eligible to avail benefits of the scheme provided they have repaid any bank loan taken or other borrowing. Around 27 lakh women are associated with these sakhi mandals across the state.
How to Apply Online for Gujarat Mukhyamantri Mahila Kalyan (Utkarsh) Yojana
The state govt. of Gujarat has earmarked a provision of Rs. 193 crore for Gujarat Mukhyamantri Mahila Kalyan (Utkarsh) Yojana 2020. In order to avail loans at o% interest rate, Mahila Utkarsh Juth consisting of urban and rural women will be able to apply online. For this purpose, the women can fill Gujarat Mukhya Mantri Mahila Utkarsh Yojana Online Application / Registration Forms.
Just like interest free loan schemes in other states, the state govt. may invite scheme form at a dedicated portal or at the bank branches itself. After submitting the completed Mukhyamantri Mahila Kalyan Yojana Apply Online Form, women can avail loan up to Rs.1 lakh at zero percent interest. The state govt will pay the interest directly to the banks.
Small Business Loans to Women SHGs for Self Employment
These small business loans would enable women to become entrepreneurs & become job creators rather than jobseekers. Women in SHGs can then start their own business with this self employment loan amount and can earn regular income. The Gujarat Mukhyamantri Mahila Kalyan Yojana will make women self reliant and self dependent. There would be no collateral security or third party guarantee required to avail loans under Mukhyamantri Mahila Utkarsh Yojana.
In the Gujarat Mukhyamantri Mahila Kalyan (Utkarsh) Yojana, there would be no application fees and processing charges to avail the loans. In case any person demands money to sanction the loan amount, it would be considered as fraud and women can directly report this matter to police.
In rural areas of the state, the MMKS will be implemented by the Gujarat Livelihood Promotion Company, while the Gujarat Urban Livelihood Mission will implement it in urban areas.
Frequently Asked Questions (FAQ’s)
Here are some of the most frequently asked questions about the Gujarat CM Mahila Kalyan Yojana 2020 :
What is Mukhyamantri Mahila Kalyan Yojana
Mukhyamantri Mahila Kalyan Yojana in Gujarat will be launched to provide interest free loans to women self help groups (SHGs).
What is the other name for CM Mahila Kalyan Yojana
Gujarat Mukhyamantri Mahila Utkarsh Yojana
How much loans can be taken by MMKY Scheme women beneficiaries
Upto Rs. 1 lakh
What is the interest rates on loans taken under MMUY Scheme
zero percent or interest free
Will the interest will be waived or reimbursed to the beneficiaries in MMKY Scheme
Waived. The beneficiary will not have to pay any interest so it is not reimbursement, govt. will directly transfer interest amount to the banks
How many women beneficiaries can take loan for self employment
Approx. 27 lakh women beneficiaries in around 2.75 lakh registered sakhi mandals (2.51 lakh in rural & 24,000 in urban areas) would be able to apply for self employment loans
Mukhyamantri Mahila Kalyan Scheme (MMKS): गुजरात सरकार ने कोविड-19 महामारी के समय महिलाओं में स्व-रोजगार को बढ़ावा देने के लिये ब्याज मुक्त कर्ज देने को लेकर विशेष योजना शुरू करने जा रही है. यह योजना प्रधानमंत्री नरेंद्र मोदी के जन्मदिन 17 सितंबर को शुरू होगी. राज्य सरकार की ओर से जारी बयान के अनुसार, मुख्यमंत्री महिला कल्याण योजना (MMKS) के तहत प्रत्येक 10 सदस्यों वाले महिला स्वयं सहायता समूह (SHGs) को एक लाख रुपये का कर्ज दिया जाएगा. सरकार कर्ज पर जो भी ब्याज होगा, उसका वहन करेगी.
SHGs को दी जाएगी मदद
बयान के अनुसार योजना के तहत कुल एक लाख स्वयं सहायता समूह को मदद दी जाएगी. इसमें 50,000 ग्रामीण क्षेत्रों के 50,000 शहरी क्षेत्रों के स्वयं सहायता समूह होंगे. बयान के अनुसार, ‘‘गुजरात सरकार ने महिलाओं को को स्व-रोजगार के लिये प्रोत्साहित करने के इरादे से योजना लाने का निर्णय किया है. इसके तहत बिना ब्याज के कर्ज दिया जाएगा. योजना से महिला आत्मनिर्भर हो सकेंगी और वे अपने परिवार को कोरोनो वायरस महामारी के दौरान मदद कर सकेंगी.’
शहरी, ग्रामीण दोनों क्षेत्रों में मिलेगी मदद
राज्य के ग्रामीण क्षेत्रों में मुख्यमंत्री महिला कल्याण योजना को गुजरात लिविलहुड प्रमोशन कंपनी लागू करेगी. जबकि शहरी क्षेत्रों में गुजरात अर्बन लिविलहुड मिशन के पास यह जिम्मेदारी होगी. इस योजना के तहत महिलाओं को अपने घर से ही रोजगार शुरू करने में मदद मिलेगी. इसके लिए जल्द ही बैंकों और अन्य दूसरे लेंडर्स के साथ समझौते पर दस्तखत किए जाएंगे.
Mukhyamantri Mahila Utkarsh Yojana 2020: Online Registration, Objectives, Eligibility & Benefits
મુખ્યમંત્રી મહિલા ઉત્કર્ષ યોજના 2020 : Mukhyamantri Mahila Utkarsh Yojana List, Status News Update
Official Website :: www.digitalgujarat.gov.in
Important Dates
Starting Date to Apply Online :: Available Soon
Last Date to Apply Online :: Available Soon
Important Link
- Apply Online – Not Available Registration | Login
- Notification – Not Available Click Here
- Mukhyamantri Mahila Utkarsh Yojana 2020 Official Website
- Read in Gujarati :: Click Here
Apply Online Mukhyamantri Mahila Utkarsh Yojana Application Form 2020
- Step 1- Visit the Official Website of Mukhyamantri Mahila Utkarsh Yojana i.e. www.digitalgujarat.gov.in.
- Step 2- On the Homepage, Click on the Option “Apply Online” button.
- Step 3- Application Form page will be displayed on the screen.
- Step 4- Now enter the required details (Mention all the details such as name, father/ husband name, date of birth, gender, caste and other information) and upload documents.
- Step 5- Click on Submit Button for the final submission of the application.
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